Employee Retirement Income Security Act

The Employee Retirement Income Security Act of 1974 (ERISA) is an American federal statute that establishes minimum standards for pension plans in private industry and provides for extensive rules on the federal income tax effects of transactions associated with employee benefit plans.

ERISA was enacted to protect the interests of employee benefit plan participants and their beneficiaries by requiring the disclosure to them of financial and other information concerning the plan; by establishing standards of conduct for plan fiduciaries; and by providing for appropriate remedies and access to the federal courts.

ERISA Insurance reimburses covered plans for loss due to fraud by a trustee, officer, employee, administrator or a manager, except an administrator or a manager who is an independent contractor. Coverage is available as an endorsement to certain policies or on a stand-alone basis.

Applications & Forms

Christen Ward
Commercial Account


716-633-8401 x121

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